Himalayan Bank
Basic Information
| Symbol |
HBL
|
|---|---|
| Nepali Name |
हिमालयन बैंक
|
| Name |
Himalayan Bank Ltd.
|
| Sector |
Commercial Banks
|
| CEO | |
| Chairman |
Prachanda Bahadur Shrestha
|
| Operation Date |
2049-10-05 BS
|
| Anniversary |
२०८३ माघ ५, सोमबार — Jan 18, 2027
|
| Address |
Kamaladi, Kathmandu
|
| Phone |
01-4227749
|
| Website Link |
Customer Rating
(2 reviews)
Click stars to rate
Disclaimer
The ratings displayed on this platform are generated from public user reviews and feedback. They do not represent the opinions, ratings, recommendations, or official assessment of the platform, its owners, administrators, or editors. Ratings should not be interpreted as an official credit rating, regulatory finding, financial advice, investment recommendation, or legal conclusion. Rating is not meant to be used for any financial, investment, lending, or banking decisions.
Home Loan
घर कर्जा| Scheme | Interest Rate |
|---|---|
| Home Loan | 5.55% - 10.55% |
| Home Loan | 5.55% - 10.55% |
| Fixed Rate Home Loan | 6.03% |
Business Loan
व्यावसायिक कर्जा| Scheme | Interest Rate |
|---|---|
| Demand Loan | 5.55% - 10.55% |
| Export Loan | 5.55% - 10.55% |
| Overdraft | 5.55% - 10.55% |
| Short Term Pledge Loan | 5.55% - 10.55% |
| Importers' Loan | 5.55% - 10.55% |
| Revolving Cash Credit | 5.55% - 10.55% |
| Non Revolving Cash Credit | 5.55% - 10.55% |
| Educational Loan | 5.55% - 10.55% |
Hire Purchase Loan
हायर पर्चेज कर्जा| Scheme | Interest Rate |
|---|---|
| Commercial Hire Purchase | 5.55% - 10.55% |
Personal loan
व्यक्तिगत कर्जा| Scheme | Interest Rate |
|---|---|
| Secured Personal Loan | 5.55% - 10.55% |
| Secured Personal Loan-Fixed | 7.28% |
Term Loan
अवधि कर्जा| Scheme | Interest Rate |
|---|---|
| Term Loan | 5.55% - 10.55% |
Auto Loan
अटो लोन-अन्य| Scheme | Interest Rate |
|---|---|
| Auto Loan | 5.55% - 10.55% |
| Fixed Rate Hire Purchase Loan | 6.28% |
Agriculture Loan
कृषि कर्जा| Scheme | Interest Rate |
|---|---|
| Farmer's Loan | 5.55% - 11.55% |
| Farmers' Loan-Term | 5.55% - 10.55% |
SME Loan
एसएमइ कर्जा| Scheme | Interest Rate |
|---|---|
| SME/ Card Merchant Loan | 5.55% - 10.55% |
| Small/Personal Business | 5.55% - 10.55% |
Deprived Sector
विपन्न क्षेत्र कर्जा| Scheme | Interest Rate |
|---|---|
| InstitutionalDeprived Sector | 5.55% - 10.55% |
| Retail Deprived Sector | 5.55% - 10.55% |
Edu Loan- Others
शैक्षिक कर्जा-अन्य| Scheme | Interest Rate |
|---|---|
| Education Loan | 5.55% - 10.55% |
| Fixed Rate Education Loan | 6.03% |
Mortgage-Flexi
धितो-फ्लेक्सी कर्जा| Scheme | Interest Rate |
|---|---|
| Subidha Loan | 5.55% - 10.55% |
| Mortgage Loan | 5.55% - 10.55% |
| Subidha Loan -Fixed Rate | 6.28% |
| Fixed Rate Mortgage Loan | 7.28% |
Other Loans
अन्य कर्जा| Scheme | Interest Rate |
|---|---|
| Loan-FD/ Bond | 5.55% - 9.30% |
| Loan-Govt Bonds | 5.55% - 9.30% |
| LCY loan for FD-FCY | 5.55% - 10.55% |
| Loan-1st Class BG | 5.55% - 10.55% |
| Loan-Life Ins.Policy | 5.55% - 10.55% |
Fixed Deposit Account
मुद्दती निक्षेप| Scheme | Tenure | Interest Rate |
|---|---|---|
| Fixed Deposit (1 Year to 2 Years) | 1 year | 3.00% |
| Fixed Deposit (9 Months) | 9 months | 2.90% |
| Fixed Deposit (6 Months) | 6 months | 2.80% |
| Fixed Deposit (3 Months) | 3 months | 2.80% |
Remittance FD
रेमिट्यान्स मुद्दती निक्षेप| Scheme | Tenure | Interest Rate |
|---|---|---|
| Remittance Fixed Deposit | 1 year | 4.00% |
Institutional FD
संस्थागत मुद्दती निक्षेप| Scheme | Tenure | Interest Rate |
|---|---|---|
| Fixed Deposit (1 Year to 2 Years) | 1 year | 2.76% |
| Fixed Deposit (9 Months) | 9 months | 2.75% |
| Fixed Deposit (6 Months) | 6 months | 2.75% |
Savings Account
बचत खाता| Scheme | Tenure | Interest Rate |
|---|---|---|
| Subidha Savings | - | 3.25% |
| Exclusive Privilege Savings | - | 3.25% |
| Super Premium Savings | - | 3.00% |
| Premium Savings | - | 2.80% |
| LCY Savings (Bishesh) | - | 2.75% |
| Normal Savings (LCY) | - | 2.75% |
| Himal Savings (LCY) | - | 2.75% |
| Family Savings | - | 2.75% |
| Mero Pahilo Bachat | - | 2.75% |
| Jeevan Surakchya Bachat | - | 2.75% |
Salary Account
तलव खाता| Scheme | Tenure | Interest Rate |
|---|---|---|
| Special Payroll Savings | - | 3.25% |
Women Account
महिला बचत| Scheme | Tenure | Interest Rate |
|---|---|---|
| Nari Bachat | - | 2.80% |
Recurring Deposit
आवर्ती निक्षेप| Scheme | Tenure | Interest Rate |
|---|---|---|
| Recurring Deposit | 3 years | 2.75% |
Dollar Accounts
डलर खाता| Scheme | Tenure | Interest Rate |
|---|---|---|
| US Dollars Savings | - | 2.00% |
| (GBP) Savings | - | 1.50% |
| FCY Saving (EURO) | - | 0.75% |
Other Savings
अन्य| Scheme | Tenure | Interest Rate |
|---|---|---|
| Shareholder's Savings | - | 2.80% |
Remittance Saving
विप्रेषण बचत| Scheme | Tenure | Interest Rate |
|---|---|---|
| Remit Savings | - | 4.25% |
No awards recorded for this bank yet.
कारवाही कारण
पूँजी पर्याप्तता अनुपात (Capital Adequacy Ratio) गणना गर्दा नियामकीय निर्देशन पालना नगरी प्राथमिक पूँजीबाट घटाउनुपर्ने रकम नघटाई तथा जोगानीसम्बन्धी रकम समायोजन नगरी पूँजी पर्याप्तता अनुपात वास्तविकभन्दा बढी देखाएको। एकीकृत निर्देशन, २०८१ बमोजिम कर्जा जोखिमको वर्गीकरण (Loan Risk Classification) नगरेको। कर्जाको जोखिम भार (Risk Weight) सही रूपमा कायम नगरेको।
कारवाही विवरण
प्रमुख कार्यकारी अधिकृत (CEO) लाई निर्देशनात्मक कारबाही (नसिहत) गरिएको। सञ्चालक समितिलाई सचेत गराइएको।
Himalayan Bank
- Action Year
- 2080
- Action Reason
- पूँजी पर्याप्तता अनुपात (Capital Adequacy Ratio) गणना गर्दा नियामकीय निर्देशन पालना नगरी प्राथमिक पूँजीबाट घटाउनुपर्ने रकम नघटाई तथा जोगानीसम्बन्धी रकम समायोजन नगरी पूँजी पर्याप्तता अनुपात वास्तविकभन्दा बढी देखाएको। एकीकृत निर्देशन, २०८१ बमोजिम कर्जा जोखिमको वर्गीकरण (Loan Risk Classification) नगरेको। कर्जाको जोखिम भार (Risk Weight) सही रूपमा कायम नगरेको।
- Action/Penalty Details
- प्रमुख कार्यकारी अधिकृत (CEO) लाई निर्देशनात्मक कारबाही (नसिहत) गरिएको। सञ्चालक समितिलाई सचेत गराइएको।
Financial Reports
No open vacancies at this bank right now.