Prime Commercial Bank
Basic Information
| Symbol |
PCBL
|
|---|---|
| Nepali Name |
प्राइम कमर्सियल बैंक
|
| Name |
Prime Commercial Bank
|
| Sector |
Commercial Banks
|
| CEO | |
| Chairman |
Rajendra Das Shrestha
|
| Operation Date |
2064-06-07 BS
|
| Anniversary |
२०८३ असोज ७, बुधबार — Sep 23, 2026
|
| Address |
Kamalpokhari, Kathmandu
|
| Phone |
01-4523254
|
| Website Link |
Customer Rating
(3 reviews)
Click stars to rate
Disclaimer
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Bank News
Home Loan
घर कर्जा| Scheme | Interest Rate |
|---|---|
| Home Loan | 5.57% - 10.57% |
| Home Loan | 5.57% - 10.57% |
| Home Loan (Fixed Rate) | 7.05% - 9.05% |
Business Loan
व्यावसायिक कर्जा| Scheme | Interest Rate |
|---|---|
| Overdraft | 5.57% - 10.57% |
| Working Capital | 5.57% - 10.57% |
| Cash Credit | 5.57% - 10.57% |
| Demand Loan | 5.57% - 10.57% |
| Export Credit | 5.57% - 10.57% |
| Bewasahya Jevan Rakshya | 5.57% - 8.57% |
Hire Purchase Loan
हायर पर्चेज कर्जा| Scheme | Interest Rate |
|---|---|
| Hire Purchase Loan | 5.57% - 10.57% |
| Commercial Hire Purchase Loan | 5.57% - 10.57% |
| Fixed Rate Hire Purchase Loan | 7.05% - 9.05% |
Share Loan
सेयर कर्जा| Scheme | Interest Rate |
|---|---|
| Loan against Share | 5.57% - 10.57% |
Professional Loan
व्यावसायिक कर्जा| Scheme | Interest Rate |
|---|---|
| Professional Loan | 5.57% - 10.57% |
GoldLoan
सुन कर्जा| Scheme | Interest Rate |
|---|---|
| Loan against Gold and Silver | 5.57% - 10.57% |
Personal loan
व्यक्तिगत कर्जा| Scheme | Interest Rate |
|---|---|
| Personal Loan | 5.57% - 10.57% |
| Personal Loan-Fixed Rate | 7.05% - 9.05% |
Term Loan
अवधि कर्जा| Scheme | Interest Rate |
|---|---|
| Term Loan | 5.57% - 10.57% |
Agriculture Loan
कृषि कर्जा| Scheme | Interest Rate |
|---|---|
| Agriculture Loan | 5.57% - 10.57% |
| Laghu Uddhyam Loan | 5.57% - 10.57% |
SME Loan
एसएमइ कर्जा| Scheme | Interest Rate |
|---|---|
| SME Loan | 5.57% - 10.57% |
Deprived Sector
विपन्न क्षेत्र कर्जा| Scheme | Interest Rate |
|---|---|
| Deprived Sector | 5.57% - 9.57% |
| Deprived sector-Retail | 5.57% - 10.57% |
Edu Loan- Others
शैक्षिक कर्जा-अन्य| Scheme | Interest Rate |
|---|---|
| Education Loan | 5.57% - 10.57% |
Mortgage-Flexi
धितो-फ्लेक्सी कर्जा| Scheme | Interest Rate |
|---|---|
| Overdraft | 5.57% - 10.57% |
| Mortgage Loan (Term Loan) | 5.57% - 10.57% |
| Fixed Rate - Mortgage Loan | 7.05% - 9.05% |
Other Loans
अन्य कर्जा| Scheme | Interest Rate |
|---|---|
| Loans against Govt bonds | 5.57% - 9.07% |
| Prime Consumption Loan | 5.57% - 10.57% |
Fixed Deposit Account
मुद्दती निक्षेप| Scheme | Tenure | Interest Rate |
|---|---|---|
| Fixed Deposit (1 Year & below 2 years) | 1 year | 3.00% |
| Fixed Deposit - 3 Months to less than 6 Months | 3 months | 2.80% |
Remittance FD
रेमिट्यान्स मुद्दती निक्षेप| Scheme | Tenure | Interest Rate |
|---|---|---|
| Remittance Fixed Deposit | 1 year | 4.00% |
Institutional FD
संस्थागत मुद्दती निक्षेप| Scheme | Tenure | Interest Rate |
|---|---|---|
| Fixed Deposit (6 months to less than 1 year ) | 6 months | 2.75% |
Savings Account
बचत खाता| Scheme | Tenure | Interest Rate |
|---|---|---|
| Jeevan Suraksya Savings | - | 3.51% |
| Saral Bachat | - | 2.76% |
| Surakshit Savings | - | 2.76% |
| Super Max Savings | - | 2.76% |
| Gold Advantage Savings | - | 2.76% |
| Sarbashulav Bachat | - | 2.76% |
Salary Account
तलव खाता| Scheme | Tenure | Interest Rate |
|---|---|---|
| Premium Karmachari Savings | - | 2.76% |
| Staff Savings | - | 2.76% |
| General Payroll Bachat | - | 2.76% |
| Sulabh Employees Bachat | - | 2.76% |
Women Account
महिला बचत| Scheme | Tenure | Interest Rate |
|---|---|---|
| Nawa Nari Savings | - | 3.51% |
| Nari Savings | - | 2.76% |
Senior Citizens
जेष्ट नागरिक बचत| Scheme | Tenure | Interest Rate |
|---|---|---|
| Jestha Nagarik Samman Savings | - | 3.51% |
| Jestha Nagarik Savings | - | 3.51% |
Dollar Accounts
डलर खाता| Scheme | Tenure | Interest Rate |
|---|---|---|
| USD Savings | - | 1.75% |
| FYC Savings (EURO) | - | 0.50% |
Remittance Saving
विप्रेषण बचत| Scheme | Tenure | Interest Rate |
|---|---|---|
| Baideshik Remit Savings | - | 4.51% |
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कारवाही कारण
कीकृत निर्देशन, २०८१ को इ.प्र. निर्देशन नं. २/०८१ सम्बन्धी प्रावधान पालना नगरेको। केही कर्जाहरूलाई कर्जा भुक्तानी अवधि (Past Due) का आधारमा सही वर्गीकरण नगरेको। केही कर्जामा कर्जा नोक्सानी व्यवस्था (Loan Loss Provision) कायम नगरेको। केही कर्जाको जोखिम भार (Risk Weight) गणना गर्दा Capital Adequacy Framework, 2015 बमोजिम गणना नगरेको।
कारवाही विवरण
प्राइम कमर्सियल बैंकलाई सचेत गराइएको।
Prime Commercial Bank
- Action Year
- 2082
- Action Reason
- कीकृत निर्देशन, २०८१ को इ.प्र. निर्देशन नं. २/०८१ सम्बन्धी प्रावधान पालना नगरेको। केही कर्जाहरूलाई कर्जा भुक्तानी अवधि (Past Due) का आधारमा सही वर्गीकरण नगरेको। केही कर्जामा कर्जा नोक्सानी व्यवस्था (Loan Loss Provision) कायम नगरेको। केही कर्जाको जोखिम भार (Risk Weight) गणना गर्दा Capital Adequacy Framework, 2015 बमोजिम गणना नगरेको।
- Action/Penalty Details
- प्राइम कमर्सियल बैंकलाई सचेत गराइएको।
कारवाही कारण
एकीकृत निर्देशन, २०८१ तथा इ.प्रा. निर्देशन नं. २/०८१ बमोजिम कर्जा जोखिमको वर्गीकरण नगरेको। कर्जा जोखिम भार (Risk Weight) कायम गर्ने व्यवस्था पालना नगरेको। Capital Adequacy Framework 2015 अनुसार जोखिम भारित सम्पत्ति (Risk Weighted Assets) गणना गर्दा वास्तविकभन्दा कम जोखिम भार गणना गरेको। आर्थिक वर्ष २०८१ को चैत महिनाको सुपरिवेक्षणका आधारमा तयार गरिएको अन्तिम सुपरिवेक्षण प्रतिवेदनपछि पनि जोखिम वर्गीकरण सुधार गर्न दिइएको निर्देशन पालना नगरेको।
कारवाही विवरण
प्रमुख कार्यकारी अधिकृत (CEO) लाई नसिहत (निर्देशनात्मक कारबाही) गरिएको। सञ्चालक समितिलाई सचेत गराइएको।
Prime Commercial Bank
- Action Year
- 2080
- Action Reason
- एकीकृत निर्देशन, २०८१ तथा इ.प्रा. निर्देशन नं. २/०८१ बमोजिम कर्जा जोखिमको वर्गीकरण नगरेको। कर्जा जोखिम भार (Risk Weight) कायम गर्ने व्यवस्था पालना नगरेको। Capital Adequacy Framework 2015 अनुसार जोखिम भारित सम्पत्ति (Risk Weighted Assets) गणना गर्दा वास्तविकभन्दा कम जोखिम भार गणना गरेको। आर्थिक वर्ष २०८१ को चैत महिनाको सुपरिवेक्षणका आधारमा तयार गरिएको अन्तिम सुपरिवेक्षण प्रतिवेदनपछि पनि जोखिम वर्गीकरण सुधार गर्न दिइएको निर्देशन पालना नगरेको।
- Action/Penalty Details
- प्रमुख कार्यकारी अधिकृत (CEO) लाई नसिहत (निर्देशनात्मक कारबाही) गरिएको। सञ्चालक समितिलाई सचेत गराइएको।
Financial Reports
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