Nepal Investment Mega Bank
Basic Information
| Symbol |
NIMB
|
|---|---|
| Nepali Name |
नेपाल इन्भेष्टमेन्ट मेगा बैंक
|
| Name |
Nepal Investment Mega Bank
|
| Sector |
Commercial Banks
|
| CEO | |
| Chairman |
Prithivi Bahadur Pandé
|
| Operation Date |
2042-11-14 BS
|
| Anniversary |
२०८३ फागुन १४, शुक्रबार — Feb 26, 2027
|
| Address |
Durbarmarg, Kathmandu
|
| Phone |
01-5342530
|
| Website Link |
Customer Rating
(17 reviews)
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Bank News
Home Loan
घर कर्जा| Scheme | Interest Rate |
|---|---|
| Home Loan (3 Cr) | 4.55% - 6.55% |
Share Loan
सेयर कर्जा| Scheme | Interest Rate |
|---|---|
| Loan Against Share | 5.55% - 7.55% |
Gold Loan
सुन कर्जा| Scheme | Interest Rate |
|---|---|
| Gold Loan | 7.55% - 9.55% |
Business Loan
व्यावसायिक कर्जा| Scheme | Interest Rate |
|---|---|
| Working Capital Loan | 5.05% - 7.05% |
Hire Purchase Loan
हायर पर्चेज कर्जा| Scheme | Interest Rate |
|---|---|
| Hire Purchase Loan (Commercial) | 7.05% - 9.05% |
Personal Loan
व्यक्तिगत कर्जा| Scheme | Interest Rate |
|---|---|
| Personal OD Loan | 7.05% - 9.05% |
Term Loan
टर्म कर्जा| Scheme | Interest Rate |
|---|---|
| Term Loan | 6.05% - 8.05% |
Auto Loan (Private)
निजी सवारी कर्जा| Scheme | Interest Rate |
|---|---|
| Auto Loan (EV) | 5.05% - 7.05% |
| Auto Loan | 5.05% - 7.05% |
Education Loan (Others)
शैक्षिक कर्जा (अन्य)| Scheme | Interest Rate |
|---|---|
| Education Loan | 7.05% - 9.05% |
Other Loans
अन्य कर्जा| Scheme | Interest Rate |
|---|---|
| Solar Loan | 6.55% - 8.55% |
| Loan Against Life Insurance Policy | 7.05% - 9.05% |
| Clean Social Loan | 7.55% - 9.55% |
| Other Loan | 8.55% - 9.55% |
Fixed Deposit Account
मुद्दती निक्षेप| Scheme | Tenure | Interest Rate |
|---|---|---|
| FD : Above 7 Years | 7 Years | 3.70% |
| FD : 5 Years to 7 Years | 5 Years | 3.25% |
| FD : 1 Year to 5 Years | 1 Year | 3.00% |
Remittance FD
रेमिट्यान्स मुद्दती निक्षेप| Scheme | Tenure | Interest Rate |
|---|---|---|
| Remittance FD: Above 7 Years | 7 Years | 4.70% |
| Remittance FD: 5 Years to 7 Years | 5 Years | 4.25% |
| Remittance FD : 1 Year to 5 Years | 1 Year | 4.00% |
Institutional FD
संस्थागत मुद्दती निक्षेप| Scheme | Tenure | Interest Rate |
|---|---|---|
| FD : Above 5 Years | 5.08 years | 3.00% |
| Institutional Fixed Deposit (1 Year to 5 Years) | 1 year | 2.75% |
Savings Account
बचत खाता| Scheme | Tenure | Interest Rate |
|---|---|---|
| Green Future Savings | - | 3.76% |
| Corporate Savings | - | 2.76% |
| Locker Savings | - | 2.76% |
| Ezee Savings | - | 2.76% |
| Benefit Savings | - | 2.76% |
| Pariwar Savings | - | 2.76% |
| Maya Savings | - | 2.76% |
| Savings Bonanza | - | 2.76% |
| Lotus Savings | - | 2.76% |
| Online Savings | - | 2.76% |
| Aafnai Savings | - | 2.76% |
| Ek se Ek Savings | - | 2.76% |
| Shareholders Savings | - | 2.76% |
| Retirement Savings | - | 2.76% |
| Swaviman Savings | - | 2.76% |
| Savings Branchless | - | 2.76% |
| Savings Account : All Other | - | 2.76% |
| Shrijansil Savings | - | 2.76% |
| Triple Benefit Plus | - | 2.76% |
| Surakshya Savings | - | 2.75% |
Student Account
विद्यार्थी बचत| Scheme | Tenure | Interest Rate |
|---|---|---|
| Ezee Student Account | - | 2.76% |
Salary Account
तलव खाता| Scheme | Tenure | Interest Rate |
|---|---|---|
| Professional Savings | - | 3.26% |
| Karmachari Savings | - | 2.76% |
Women Account
महिला बचत| Scheme | Tenure | Interest Rate |
|---|---|---|
| Nari Savings | - | 2.76% |
Children Saving
बाल बचत| Scheme | Tenure | Interest Rate |
|---|---|---|
| Choriko Surakshya Account | - | 2.76% |
| Keta Keti Savings | - | 2.76% |
Dollar Accounts
डलर खाता| Scheme | Tenure | Interest Rate |
|---|---|---|
| USD | - | 2.25% |
Other Savings
अन्य| Scheme | Tenure | Interest Rate |
|---|---|---|
| FCY | - | 1.25% |
Shareholders' Savings
सेयरधनी बचत| Scheme | Tenure | Interest Rate |
|---|---|---|
| Prabardak Savings | - | 2.75% |
Remittance Saving
विप्रेषण बचत| Scheme | Tenure | Interest Rate |
|---|---|---|
| Prithvi Remittance | - | 4.76% |
| Janani Janmavumi Account | - | 4.76% |
Social Security Savings
सामाजिक सुरक्षा बचत| Scheme | Tenure | Interest Rate |
|---|---|---|
| Social Security Account | - | 2.76% |
Call Account
कल खाता| Scheme | Tenure | Interest Rate |
|---|---|---|
| Call Account | - | 1.35% |
Bank of the Year Awards 2022
Award Presenter: The Banker
Country: UK
कारवाही कारण
बैंकको कमलादी शाखाबाट खोलिएको प्रतितपत्र (Letter of Credit/LC) लाई बैंककै अर्को शाखाले Confirm गरी सोही प्रतितपत्र अन्तर्गत भएको कारोबारमा विभिन्न मितिमा Promissory Note जारी गरिएको। त्यसका आधारमा Beneficiary बाट करिब रु. ४७.३६ करोड बराबरको Bills Purchase गरी कर्जाको रूपमा देखाइएको। उक्त प्रतितपत्रको Maturity Date पटक–पटक थप्दै २०८१ चैत मसान्तसम्म Evergreen Loan का रूपमा निरन्तर कायम राखिएको।
कारवाही विवरण
प्रमुख कार्यकारी अधिकृत (CEO) लाई सचेत गराइएको।
Nepal Investment Mega Bank
- Action Year
- 2080
- Action Reason
- बैंकको कमलादी शाखाबाट खोलिएको प्रतितपत्र (Letter of Credit/LC) लाई बैंककै अर्को शाखाले Confirm गरी सोही प्रतितपत्र अन्तर्गत भएको कारोबारमा विभिन्न मितिमा Promissory Note जारी गरिएको। त्यसका आधारमा Beneficiary बाट करिब रु. ४७.३६ करोड बराबरको Bills Purchase गरी कर्जाको रूपमा देखाइएको। उक्त प्रतितपत्रको Maturity Date पटक–पटक थप्दै २०८१ चैत मसान्तसम्म Evergreen Loan का रूपमा निरन्तर कायम राखिएको।
- Action/Penalty Details
- प्रमुख कार्यकारी अधिकृत (CEO) लाई सचेत गराइएको।
कारवाही कारण
Software मा चुक्ता भइसकेका कर्जालाई पुरानो Value Date राखी पुनः सिर्जना गर्न सकिने अवस्था रहेको । नेपाल राष्ट्र बैंकका निर्देशनहरूको पूर्ण पालना गरेको ।कर्जाको सुरक्षा नहुने किसिमले कर्जा प्रवाह गरेको।कर्जा सम्बन्धी कागजातमा ग्राहकको सहिछाप नराखेको। सरल पुँजी कर्जासम्बन्धी मार्गदर्शन विपरीत कर्जा प्रवाह गरेको। केही कर्जामा व्याजदर अन्तर २ प्रतिशत बिन्दुभन्दा बढी कायम गरेको। व्यवसायको अन्तिम महिनामा नयाँ अल्पकालीन कर्जा प्रवाह गरी त्यसलाई कर्जा असुलीमा प्रयोग गरेको।
कारवाही विवरण
बैंकको सञ्चालक समिति र प्रमुख कार्यकारी अधिकृतलाई सचेत गराइएको।
Nepal Investment Mega Bank
- Action Year
- 2082
- Action Reason
- Software मा चुक्ता भइसकेका कर्जालाई पुरानो Value Date राखी पुनः सिर्जना गर्न सकिने अवस्था रहेको । नेपाल राष्ट्र बैंकका निर्देशनहरूको पूर्ण पालना गरेको ।कर्जाको सुरक्षा नहुने किसिमले कर्जा प्रवाह गरेको।कर्जा सम्बन्धी कागजातमा ग्राहकको सहिछाप नराखेको। सरल पुँजी कर्जासम्बन्धी मार्गदर्शन विपरीत कर्जा प्रवाह गरेको। केही कर्जामा व्याजदर अन्तर २ प्रतिशत बिन्दुभन्दा बढी कायम गरेको। व्यवसायको अन्तिम महिनामा नयाँ अल्पकालीन कर्जा प्रवाह गरी त्यसलाई कर्जा असुलीमा प्रयोग गरेको।
- Action/Penalty Details
- बैंकको सञ्चालक समिति र प्रमुख कार्यकारी अधिकृतलाई सचेत गराइएको।
Financial Reports
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