Model Set – 3 Private Bank Written Examination – Junior/Trainee Assistant

50 questions

Section 1: Objective Questions

1. 1. Which is the largest lake in the world by area?

A) Lake Baikal B) Lake Superior C) Caspian Sea D) Rara Lake

2. 2. Which is the longest cell in the human body?

A) Bone cell B) Nerve cell C) Blood cell D) Heart cell

3. 3. The headquarters of the International Labour Organization (ILO) is located in:

A) New York B) Geneva C) Rome D) London

4. 4. IMF stands for:

A) International Money Foundation B) International Monetary Fund C) International Money Fund D) Internal Monetary Federation

5. 5. Who is known as the Father of Economics?

A) J.S. Mill B) Alfred Marshall C) Adam Smith D) J.M. Keynes

6. 6. How many member states are there in BIMSTEC?

A) 5 B) 6 C) 7 D) 8

7. 7. Who proposed the Theory of Relativity?

A) Isaac Newton B) Galileo Galilei C) Albert Einstein D) Michael Faraday

8. 8. What is the approximate area of Vatican City?

A) 0.44 sq. km B) 2.25 sq. km C) 5.44 sq. km D) 10.24 sq. km

9. 9. The Money Laundering Prevention Act of Nepal was enacted in:

A) 2006 AD B) 2007 AD C) 2008 AD D) 2009 AD

10. 10. What is the VAT rate generally applicable in Nepal ?

A) 10% B) 12% C) 13% D) 15%

11. 11. Nepal Indosuez Bank Limited is the former name of:

A) Nabil Bank Limited B) Nepal Investment Bank Limited C) Nepal Bank Limited D) Bank of Kathmandu Limited

12. 12. Who wrote The Wealth of Nations?

A) J.M. Keynes B) Adam Smith C) David Ricardo D) J.S. Mill

13. 13. Which institution is primarily responsible for monetary policy in Nepal?

A) Ministry of Finance B) Nepal Rastra Bank C) Nepal Bankers Association D) Securities Board of Nepal

14. 14. What is meant by net worth?

A) Total fixed assets B) Total current assets C) Total assets minus total liabilities D) Total liabilities minus total assets

15. 15. What is the minimum paid-up capital of a Commercial Bank in Nepal ?

A. Rs. 8,000 Million B. Rs. 80 Million C. Rs. 80 Million D. Rs. 2,500 Million

16. 16. Which private-sector commercial bank had the highest number of branches?

A. NIC ASIA Bank Limited B. Nepal Bank Limited C. Prabhu Bank Limited D. Nepal SBI Bank Limited

17. 17. Bank of the Year 2018 award was received by:

A. NIC ASIA Bank B. Standard Chartered Bank Nepal C. NMB Bank D. Nepal Investment Bank

18. 18. What was the Cash Reserve Ratio (CRR) of a commercial bank in Nepal?

A. 4% B. 5% C. 6% D. 4.5%

19. 19. At the time of establishment, the authorized capital of Nepal Rastra Bank was:

A. Rs. 5 Million B. Rs. 15 Million C. Rs. 10 Million D. Rs. 20 Million

20. 20. Nepal Rastra Bank is currently operated under the Nepal Rastra Bank Act:

A. 1955 B. 1958 C. 2002 D. 2000

21. 21. When was GATT transformed/replaced by WTO?

A. January 1, 1995 B. January 1, 1996 C. January 1, 1997 D. January 1, 1994

22. 22. How many types of paper notes have been issued/in circulation in Nepal according to the older exam reference?

A. 10 B. 11 C. 12 D. 13

23. 23. The tenure of a Board member of Nepal Rastra Bank is:

A. 3 Years B. 4 Years C. 5 Years D. 7 Years

24. 24. In Nepal, a private limited company can be established with a minimum number of shareholders of:

A. 1 B. 5 C. 7 D. 50

25. 25. Find the odd one out:

A. Palpa B. Gulmi C. Tanahu D. Pokhara

26. 26. Find the odd one out:

A. Rastriya Banijya Bank Limited B. Nabil Bank Limited C. Himalayan Bank Limited D. SBI Bank Limited

27. Prime factors are 2, 3, 5 and 7 27. If the selling price of 40 articles is equal to the cost price of 50 articles, the loss or gain percent is :

A. 25% Loss B. 20% Loss C. 25% Gain D. 20% Gain

28. 28.Find the average of all numbers between 5 and 49 which are divisible by 5.

A. 20 B. 25 C. 30 D. 35

29. 29. The average of 15 numbers is 15. If the average of the first five numbers is 14 and that of the other nine numbers is 16, then find the middle number.

A. 12 B. 11 C. 10 D. 9

30. 30. A die is rolled twice. What is the probability of getting a sum equal to 9?

A. 2/3 B. 2/9 C. 1/3 D. 1/9

31. 31. X starts business with Rs. 45,000. Y joins the business after 3 months with Rs. 30,000. What will be the ratio in which they should share the profit at the end of the year?

A. 1:2 B. 2:1 C. 1:3 D. 3:1

32. 32. Which institution is responsible for issuing currency notes in Nepal?

A. Ministry of Finance B. Nepal Rastra Bank C. Nepal Bank Limited D. Rastriya Banijya Bank

33. 33. What is the full form of ATM?

A. Automatic Transfer Machine B. Automated Teller Machine C. Automatic Transaction Method D. Automated Transfer Method

34. 34. Which of the following is a negotiable instrument?

A. Cheque B. Passbook C. Debit card D. Deposit slip

35. 35. What does KYC stand for in banking?

A. Keep Your Cash B. Know Your Customer C. Know Your Credit D. Keep Your Customer

36. 36. Which account generally allows frequent business transactions?

A. Fixed Deposit Account B. Savings Account C. Current Account D. Recurring Deposit Account

37. 37. What is the main function of a commercial bank?

A. Printing currency B. Accepting deposits and providing loans C. Making government laws D. Collecting taxes only

38. 38. What is meant by liquidity?

A. Ability to earn profit B. Ability to convert an asset into cash quickly C. Ability to borrow money D. Ability to increase capital

39. 39. Which of the following is a liability for a bank?

A. Loan provided to customers B. Cash in vault C. Customer deposits D. Investment in securities

40. 40. What is the full form of PIN?

A. Personal Identification Number B. Private Identification Name C. Personal Internet Number D. Payment Identification Number

41. 41. Which technology is commonly used for contactless card payments?

A. NFC B. VGA C. USB D. GPS

42. 42. What is the primary purpose of a bank reconciliation statement?

A. To calculate employee salaries B. To compare bank and cash-book records C. To issue loans D. To calculate interest rates

43. 43. Which of the following is an example of digital banking?

A. Mobile banking B. Manual ledger entry C. Cash counting D. Physical filing

44. 44. What is compound interest?

A. Interest calculated only on principal B. Interest calculated on principal plus accumulated interest C. Interest paid only once D. Interest without a fixed rate

45. 45. Which document is commonly required to verify a customer's identity during account opening?

A. Identity document B. Shopping receipt C. School timetable D. Newspaper

46. 46. What does EMI stand for?

A. Equal Monthly Investment B. Equated Monthly Installment C. Estimated Monthly Interest D. Equated Money Investment

47. 47. Which of the following is NOT a function of a bank?

A. Accepting deposits B. Providing loans C. Facilitating payments D. Manufacturing consumer goods

48. 48. What is a fixed deposit?

A. Deposit kept for a specified period at an agreed interest rate B. Deposit that can never earn interest C. Account used only for daily withdrawals D. Loan provided by a bank

49. 49. Which ratio measures a bank's ability to meet its short-term obligations?

A. Liquidity ratio B. Profit ratio C. Turnover ratio D. Return ratio

50. 50. What is the main purpose of a bank's credit appraisal ?

A. To select bank employees B. To assess the borrower's ability to repay a loan C. To calculate staff attendance D. To determine currency design

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Model Set – 3 Private Bank Written Examination – Junior/Trainee Assistant

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