Model Set 2 – Written exam for the Rastriya Banijya Bank Assistant level

A. Printing currency B. Accepting deposits and granting loans C. Making laws D. Collecting taxes

A. 1956 A.D. B. 1960 A.D. C. 1966 A.D. D. 1975 A.D.

A. Automatic Transfer Machine B. Automated Teller Machine C. Automatic Transaction Method D. Automated Transfer Method

A. Ministry of Finance B. Nepal Rastra Bank C. Rastriya Banijya Bank D. SEBON

A. Keep Your Cash B. Know Your Customer C. Know Your Credit D. Keep Your Customer

A. Fixed Deposit B. Recurring Deposit C. Current Account D. Call Deposit

A. Increase bank interest B. Identify and verify customers C. Increase deposits D. Reduce employee workload

A. Passport B. Cheque C. Citizenship certificate D. Driving license

A. A bank B. A company C. A court D. A government office

A. Net Profit Loan B. Non-Performing Loan C. National Public Loan D. New Performing Liability

A. Loan against collateral B. Salary advance without security C. Personal loan without security D. Credit card loan

A. Bank profit B. Security provided against a loan C. Customer's salary D. Bank's capital

A. Credit Department B. Cash Department C. Human Resource Department D. Legal Department

A. Deposit withdrawable at any time without conditions B. Deposit kept for a specified period C. Loan provided by a bank D. Current account balance

A. Ability to earn profit B. Ability to meet financial obligations promptly C. Ability to increase capital D. Ability to issue shares

A. Loan B. Cash in vault C. Customer deposit D. Investment

A. Customer deposit B. Loan provided to customers C. Share capital D. Borrowings

A. Equal Monthly Interest B. Equated Monthly Instalment C. Estimated Monthly Income D. Equal Money Investment

A. Point of Sale B. Payment of Service C. Point of Service D. Payment Operating System

A. Mobile Banking B. Passbook C. Cheque book D. Locker service

A. One Time Password B. Online Transaction Process C. One Transfer Payment D. Online Transfer Password

A. Digital Wallet B. Passbook C. Voucher D. Ledger

A. Banking only through ATM B. Banking services provided through the internet C. Banking through cheques only D. Banking through branch visits only

A. SEBON B. Nepal Rastra Bank C. Nepal Stock Exchange D. Ministry of Industry

A. General increase in the price level B. General decrease in prices C. Increase in bank deposits only D. Increase in exports only

A. It increases B. It decreases C. It remains unchanged D. It doubles

A. Gross Domestic Product B. General Domestic Price C. Gross Development Plan D. Government Development Product

A. Anti-Money Laundering B. Automatic Money Lending C. Anti-Market Liability D. Annual Money Limit

A. Depositing salary into a bank B. Concealing the illegal origin of money C. Exchanging foreign currency D. Paying taxes

A. Interest earned on loans B. Customer complaints C. Employee salaries D. Office rent

A. Comparing bank records with accounting records B. Closing a bank account C. Opening a new account D. Calculating employee salary

A. Statement of income only B. Statement showing assets and liabilities C. Statement of cash transactions only D. Statement of sales only

A. Increase in asset value B. Decrease in the value of a fixed asset over time C. Increase in profit D. Increase in capital

A. Trading Account B. Profit and Loss Account C. Balance Sheet D. Cash Book

A. Fixed assets minus liabilities B. Current assets minus current liabilities C. Total assets plus liabilities D. Capital minus expenses

A. Building B. Machinery C. Cash D. Land

A. Ability to increase deposits B. Adequacy of a bank's capital relative to its risks C. Ability to provide ATM services D. Ability to earn foreign currenc

A. Cash Reserve Ratio B. Credit Recovery Ratio C. Capital Return Ratio D. Cash Recovery Rate

A. Statutory Liquidity Ratio B. Standard Loan Ratio C. Security Lending Rate D. Statutory Loan Reserve

A. A type of loan B. A payment instrument issued by a bank C. A type of deposit D. A share certificate

A. Transfer of money from one place/person to another B. Bank's profit C. Government tax D. Bank loan

A. Foreign Exchange B. Fixed Deposit C. Cash Book D. Trial Balance

A. A card linked only to a savings account B. A card that allows purchases using a credit facility C. A debit instrument only D. A passbook

A. Accessing funds available in a bank account B. Taking unlimited loans C. Issuing shares D. Opening fixed deposits only

A. Only selling financial products B. Providing assistance and services to customers C. Collecting taxes D. Preparing government budgets

A. Carelessness B. Accuracy and honesty C. Aggressiveness D. Secrecy from the bank

A. Process the transaction immediately B. Ignore the difference C. Verify the customer and transaction before processing D. Destroy the cheque

A. Providing financial services to a wider section of society B. Closing rural bank branches C. Limiting banking services to wealthy customers D. Increasing bank charges

A. Customer information should be disclosed to everyone B. Customer information should be protected C. Customer information should be posted publicly D. Customer information should be sold

A. To increase employee workload B. To prevent errors and fraud and safeguard assets C. To reduce customer deposits D. To eliminate banking services