Model Set – 4 Agricultural Development Bank Assistant level preparation Question

50 questions

1. 1. What is the full form of ADBL?

A. Agricultural Development Bank Limited B. Agriculture Development Banking Limited C. Agricultural Deposit Bank Limited D. Asian Development Bank Limited

2. 2. The central bank of Nepal is:

A. Nepal Bank Limited B. Agricultural Development Bank Limited C. Nepal Rastra Bank D. Rastriya Banijya Bank

3. What does KYC stand for?

A. Keep Your Cash B. Know Your Customer C. Know Your Credit D. Keep Your Customer

4. 4. Which of the following is a liability of a bank?

A. Cash B. Loan C. Customer Deposit D. Investment

5. 5. Which of the following is an asset of a bank?

A. Customer Deposit B. Loan C. Share Capital D. Reserve

6. 6. What does ATM stand for?

A. Automatic Transfer Machine B. Automated Teller Machine C. Automatic Transaction Method D. Automated Transfer Method

7. 7. What does PIN stand for?

A. Personal Identification Number B. Private Information Number C. Personal Internet Name D. Payment Identification Number

8. 8. Which account is generally used for frequent business transactions?

A. Savings Account B. Current Account C. Fixed Deposit Account D. Recurring Deposit Account

9. 9. What is collateral?

A. Bank employee B. Security pledged against a loan C. Customer's salary D. Bank profit

10. 10. What does AML stand for?

A. Asset Management Loan B. Anti-Money Laundering C. Automatic Money Lending D. Agricultural Money Lending

11. 11. What is credit risk?

A. Risk of electricity failure B. Risk that a borrower fails to repay C. Risk of inflation only D. Risk of computer failure

12. 12. What does EMI stand for?

A. Equal Monthly Interest B. Equated Monthly Instalment C. Electronic Money Investment D. Equal Money Insurance

13. 13. Which payment method is an example of digital payment?

A. QR Payment B. Barter C. Gold Exchange D. Cash-only Payment

14. 14. What is liquidity?

A. Ability to meet financial obligations when due B. Ability to increase profit C. Ability to increase tax D. Ability to issue shares

15. 15. A fixed deposit is generally classified as a:

A. Demand Deposit B. Time Deposit C. Current Deposit D. Loan Deposit

16. Economics Questions 16. What does GDP stand for?

A. Gross Domestic Product B. General Development Plan C. Gross Development Profit D. Government Domestic Policy

17. 17. Inflation means:

A. General decrease in prices B. General increase in the price level C. Increase in production only D. Decrease in money supply only

18. 18. When the general price level increases, purchasing power generally:

A. Increases B. Decreases C. Remains exactly the same D. Becomes unlimited

19. 19. Which institution is responsible for monetary policy in Nepal?

A. Ministry of Agriculture B. Nepal Rastra Bank C. Nepal Stock Exchange D. National Planning Commission

20. 20. Demand refers to:

A. Desire alone B. Desire backed by ability and willingness to pay C. Production of goods D. Government expenditure

21. 21. According to the law of demand, other things remaining constant, when price rises, demand generally:

A. Rises B. Falls C. Remains fixed D. Becomes zero

22. 22. Which is a factor of production?

A. Land B. Currency C. Bank account D. Tax

23. 23. Opportunity cost means:

A. Total money spent B. Value of the next best alternative forgone C. Cost of transportation D. Cost of production only

24. 24. Fiscal policy is mainly concerned with:

A. Government revenue and expenditure B. Bank deposits only C. Foreign exchange only D. Agricultural production only

25. 25. Which of the following is a direct tax?

A. VAT B. Customs Duty C. Income Tax D. Excise Duty

26. Mathematics Questions 26. What is 20% of 500?

A. 50 B. 75 C. 100 D. 125

27. 27. If the cost price is Rs. 800 and selling price is Rs. 1,000, the profit is:

A. Rs. 100 B. Rs. 150 C. Rs. 200 D. Rs. 250

28. 28. What is the profit percentage in Question 27?

A. 20% B. 25% C. 30% D. 15%

29. 29. Find the simple interest on Rs. 10,000 at 10% per annum for 2 years.

A. Rs. 1,000 B. Rs. 1,500 C. Rs. 2,000 D. Rs. 2,500

30. 30. If a person deposits Rs. 20,000 at 5% simple interest for 3 years, the interest is:

A. Rs. 2,000 B. Rs. 3,000 C. Rs. 4,000 D. Rs. 5,000

31. 31. The average of 10, 20, 30, 40 and 50 is:

A. 25 B. 30 C. 35 D. 40

32. 32. If 5 pens cost Rs. 100, what is the cost of 8 pens?

A. Rs. 120 B. Rs. 140 C. Rs. 160 D. Rs. 180

33. 33. A number is increased from 200 to 250. What is the percentage increase?

A. 20% B. 25% C. 30% D. 35%

34. 34. What is the ratio of 20 to 30 in its simplest form?

A. 1:2 B. 2:3 C. 3:2 D. 2:5

35. 35. If 12 workers complete a job in 10 days, approximately how many days will 6 workers take, assuming equal efficiency?

A. 5 days B. 10 days C. 15 days D. 20 days

36. Agriculture Questions 36. ADBL mainly focuses on supporting which sector?

A. Agriculture and rural development B. Aviation C. Mining D. Entertainment

37. 37. Agricultural credit is mainly provided to:

A. Support agricultural activities B. Finance entertainment C. Buy luxury goods D. Finance tourism only

38. 38. Which of the following is an agricultural loan?

A. Crop Loan B. Cinema Loan C. Travel Loan D. Furniture Loan

39. 39. Which of the following is a major agricultural activity?

A. Crop Production B. Banking C. Insurance D. Software Development

40. 40. Which one is a source of irrigation for agriculture?

A. Canal B. ATM C. Bank cheque D. Share certificate

41. 41. Which of the following is an example of livestock farming?

A. Cattle Rearing B. Software Development C. Banking D. Road Construction

42. 42. Financial inclusion means:

A. Providing financial services to a broad section of society B. Providing loans only to large companies C. Closing rural branches D. Increasing taxes

43. 43. Microfinance mainly targets:

A. Low-income and underserved groups B. Only multinational companies C. Only central banks D. Only large industries

44. General Banking and GK Questions 44. What is a cheque?

A. A written order to a bank to make payment B. A type of loan C. A share certificate D. A tax document

45. 45. What does OTP stand for?

A. One-Time Password B. Online Transfer Process C. Official Transaction Password D. One Transfer Payment

46. 46. Which organization regulates banks and financial institutions in Nepal?

A. Nepal Rastra Bank B. Ministry of Agriculture C. Nepal Stock Exchange D. Department of Transport

47. 47. Which of the following is a digital banking service?

A. Mobile Banking B. Manual Ledger Only C. Cash Counting D. Paper Filing

48. 48. What is a non-performing loan (NPL)?

A. A loan with repayment problems according to regulatory criteria B. A fully repaid loan C. A new deposit D. A fixed deposit

49. 49. Which quality is most important for a bank employee?

A. Dishonesty B. Carelessness C. Integrity D. Negligence

50. 50. The main objective of agricultural development banking is to:

A. Support agricultural and rural economic development B. Finance entertainment only C. Increase imports only D. Eliminate private businesses

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Model Set – 4 Agricultural Development Bank Assistant level preparation Question

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