{"id":36966,"date":"2026-08-24T13:07:31","date_gmt":"2026-08-24T07:22:31","guid":{"rendered":"https:\/\/bankingsansar.com\/news\/36966\/"},"modified":"2026-08-24T14:07:54","modified_gmt":"2026-08-24T08:22:54","slug":"prabhu-banks-branch-manager-santosh-gyawali-said-the-loan-approval-process-is-done-from-the-top-level","status":"publish","type":"post","link":"https:\/\/bankingsansar.com\/news\/36966\/","title":{"rendered":"\u092a\u094d\u0930\u092d\u0941 \u092c\u0948\u0902\u0915\u0915\u093e \u0936\u093e\u0916\u093e \u092a\u094d\u0930\u092c\u0928\u094d\u0927\u0915 \u0938\u0928\u094d\u0924\u094b\u0937 \u091c\u094d\u091e\u0935\u093e\u0932\u0940\u0915\u094b \u092c\u092f\u093e\u0928:- &#8216;\u090b\u0923 \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f\u0915\u094b \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092e\u093e\u0925\u093f\u0932\u094d\u0932\u094b \u0924\u0939\u092c\u093e\u091f 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src=\"https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-3.jpg\" alt=\"\" width=\"1275\" height=\"1650\" srcset=\"https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-3.jpg 1275w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-3-232x300.jpg 232w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-3-791x1024.jpg 791w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-3-768x994.jpg 768w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-3-1187x1536.jpg 1187w\" sizes=\"auto, (max-width: 1275px) 100vw, 1275px\" \/> <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-36997 size-full\" src=\"https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-4.jpg\" alt=\"\" width=\"1275\" height=\"1650\" srcset=\"https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-4.jpg 1275w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-4-232x300.jpg 232w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-4-791x1024.jpg 791w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-4-768x994.jpg 768w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-4-1187x1536.jpg 1187w\" sizes=\"auto, (max-width: 1275px) 100vw, 1275px\" \/> <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-36998 size-full\" src=\"https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-5.jpg\" alt=\"\" width=\"1275\" height=\"1650\" srcset=\"https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-5.jpg 1275w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-5-232x300.jpg 232w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-5-791x1024.jpg 791w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-5-768x994.jpg 768w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-5-1187x1536.jpg 1187w\" sizes=\"auto, (max-width: 1275px) 100vw, 1275px\" \/> <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-36999 size-full\" src=\"https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-6.jpg\" alt=\"\" width=\"1275\" height=\"1650\" srcset=\"https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-6.jpg 1275w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-6-232x300.jpg 232w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-6-791x1024.jpg 791w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-6-768x994.jpg 768w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-6-1187x1536.jpg 1187w\" sizes=\"auto, (max-width: 1275px) 100vw, 1275px\" \/> <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-37000 size-full\" src=\"https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-7.jpg\" alt=\"\" width=\"1275\" height=\"1650\" srcset=\"https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-7.jpg 1275w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-7-232x300.jpg 232w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-7-791x1024.jpg 791w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-7-768x994.jpg 768w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-7-1187x1536.jpg 1187w\" sizes=\"auto, (max-width: 1275px) 100vw, 1275px\" \/><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-36994 size-full\" src=\"https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-1.jpg\" alt=\"\" width=\"1275\" height=\"901\" srcset=\"https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-1.jpg 1275w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-1-300x212.jpg 300w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-1-1024x724.jpg 1024w, https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh-bayan-1-768x543.jpg 768w\" sizes=\"auto, (max-width: 1275px) 100vw, 1275px\" \/><\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"emCc2VD3v7\"><p><a href=\"https:\/\/bankingsansar.com\/news\/36972\/\">\u092a\u094d\u0930\u092d\u0941 \u092c\u0948\u0902\u0915 \u096a\u096e \u0915\u0930\u094b\u0921 \u0918\u094b\u091f\u093e\u0932\u093e \u092a\u094d\u0930\u0915\u0930\u0923: \u092f\u0938\u094d\u0924\u094b \u091b \u092c\u0948\u0902\u0915\u0915\u0940 \u091a\u093f\u092b \u092c\u093f\u091c\u0928\u0947\u0936 \u0905\u092b\u093f\u0938\u0930 \u0930\u0936\u094d\u092e\u0940 \u092a\u0928\u094d\u0924\u0932\u0947 \u092a\u094d\u0930\u0939\u0930\u0940\u0932\u093e\u0908 \u0926\u093f\u090f\u0915\u094b \u092c\u092f\u093e\u0928<\/a><\/p><\/blockquote>\n<p><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201c\u092a\u094d\u0930\u092d\u0941 \u092c\u0948\u0902\u0915 \u096a\u096e \u0915\u0930\u094b\u0921 \u0918\u094b\u091f\u093e\u0932\u093e \u092a\u094d\u0930\u0915\u0930\u0923: \u092f\u0938\u094d\u0924\u094b \u091b \u092c\u0948\u0902\u0915\u0915\u0940 \u091a\u093f\u092b \u092c\u093f\u091c\u0928\u0947\u0936 \u0905\u092b\u093f\u0938\u0930 \u0930\u0936\u094d\u092e\u0940 \u092a\u0928\u094d\u0924\u0932\u0947 \u092a\u094d\u0930\u0939\u0930\u0940\u0932\u093e\u0908 \u0926\u093f\u090f\u0915\u094b \u092c\u092f\u093e\u0928\u201d \u2014 Banking Sansar :: Nepal&amp;apos;s No. 1 Banking News portal\" src=\"https:\/\/bankingsansar.com\/news\/36972\/embed\/#?secret=eDYzbdTyF1#?secret=emCc2VD3v7\" data-secret=\"emCc2VD3v7\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"avb1oJhq6B\"><p><a href=\"https:\/\/bankingsansar.com\/news\/36940\/\">\u092a\u094d\u0930\u092d\u0941 \u092c\u0948\u0902\u0915\u0915\u094b \u096a\u096e \u0915\u0930\u094b\u0921 \u0918\u094b\u091f\u093e\u0932\u093e \u092a\u094d\u0930\u0915\u0930\u0923: \u092a\u094d\u0930\u092d\u0941 \u092c\u0948\u0902\u0915\u0915\u093e \u096b \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940\u0938\u0939\u093f\u0924 \u096d \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u092e\u0941\u0926\u094d\u0926\u093e \u0926\u093e\u092f\u0930, \u092c\u093f\u0917\u094b \u0930 \u0915\u0948\u0926 \u0938\u091c\u093e\u092f\u0915\u094b \u092e\u093e\u0917<\/a><\/p><\/blockquote>\n<p><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201c\u092a\u094d\u0930\u092d\u0941 \u092c\u0948\u0902\u0915\u0915\u094b \u096a\u096e \u0915\u0930\u094b\u0921 \u0918\u094b\u091f\u093e\u0932\u093e \u092a\u094d\u0930\u0915\u0930\u0923: \u092a\u094d\u0930\u092d\u0941 \u092c\u0948\u0902\u0915\u0915\u093e \u096b \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940\u0938\u0939\u093f\u0924 \u096d \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u092e\u0941\u0926\u094d\u0926\u093e \u0926\u093e\u092f\u0930, \u092c\u093f\u0917\u094b \u0930 \u0915\u0948\u0926 \u0938\u091c\u093e\u092f\u0915\u094b \u092e\u093e\u0917\u201d \u2014 Banking Sansar :: Nepal&amp;apos;s No. 1 Banking News portal\" src=\"https:\/\/bankingsansar.com\/news\/36940\/embed\/#?secret=ag2aH4YNcU#?secret=avb1oJhq6B\" data-secret=\"avb1oJhq6B\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"opmvAnn0Fz\"><p><a href=\"https:\/\/bankingsansar.com\/news\/36964\/\">\u092a\u094d\u0930\u092d\u0941 \u092c\u0948\u0902\u0915\u0915\u094b \u096a\u096e \u0915\u0930\u094b\u0921 \u0918\u094b\u091f\u093e\u0932\u093e \u092a\u094d\u0930\u0915\u0930\u0923: \u092a\u094d\u0930\u0924\u093f\u0935\u093e\u0926\u0940\u092c\u093e\u0939\u0947\u0915 \u0926\u093f\u092a\u0947\u0928\u094d\u0926\u094d\u0930 \u092c\u093f\u0937\u094d\u091f\u0938\u0939\u093f\u0924 \u096c \u092c\u0948\u0902\u0915\u0930\u0932\u0947 \u092a\u0928\u093f \u0938\u0940\u0906\u0908\u092c\u0940\u092e\u093e \u0926\u093f\u090f \u092c\u092f\u093e\u0928, \u0915\u0938\u0932\u0947 \u0915\u0947 \u092d\u0928\u0947 ?<\/a><\/p><\/blockquote>\n<p><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201c\u092a\u094d\u0930\u092d\u0941 \u092c\u0948\u0902\u0915\u0915\u094b \u096a\u096e \u0915\u0930\u094b\u0921 \u0918\u094b\u091f\u093e\u0932\u093e \u092a\u094d\u0930\u0915\u0930\u0923: \u092a\u094d\u0930\u0924\u093f\u0935\u093e\u0926\u0940\u092c\u093e\u0939\u0947\u0915 \u0926\u093f\u092a\u0947\u0928\u094d\u0926\u094d\u0930 \u092c\u093f\u0937\u094d\u091f\u0938\u0939\u093f\u0924 \u096c \u092c\u0948\u0902\u0915\u0930\u0932\u0947 \u092a\u0928\u093f \u0938\u0940\u0906\u0908\u092c\u0940\u092e\u093e \u0926\u093f\u090f \u092c\u092f\u093e\u0928, \u0915\u0938\u0932\u0947 \u0915\u0947 \u092d\u0928\u0947 ?\u201d \u2014 Banking Sansar :: Nepal&amp;apos;s No. 1 Banking News portal\" src=\"https:\/\/bankingsansar.com\/news\/36964\/embed\/#?secret=qa1TNWOjUg#?secret=opmvAnn0Fz\" data-secret=\"opmvAnn0Fz\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>\u0918\u091f\u0928\u093e\u0915\u094b \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0935\u093f\u0935\u0930\u0923\u00a0<a href=\"https:\/\/bankingsansar.com\/bocs\/\">\u092c\u0948\u0902\u0915\u093f\u0919 \u0938\u0902\u0938\u093e\u0930 \u0915\u0947\u0938 \u0938\u094d\u091f\u0921\u0940 \u092a\u0947\u091c\u092e\u093e<\/a>\u00a0\u0939\u0947\u0930\u094d\u0928 \u0938\u0915\u093f\u0928\u094d\u091b \u0964<\/p>\n\n\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u0915\u093e\u0920\u092e\u093e\u0921\u094c\u0901\u0964 \u092a\u094d\u0930\u092d\u0941 \u092c\u0948\u0902\u0915 \u0932\u093f\u092e\u093f\u091f\u0947\u0921\u0915\u093e \u0936\u093e\u0916\u093e \u092a\u094d\u0930\u092c\u0928\u094d\u0927\u0915 \u0938\u0928\u094d\u0924\u094b\u0937 \u091c\u094d\u091e\u0935\u093e\u0932\u0940\u0932\u0947 \u092c\u0948\u0902\u0915\u092e\u093e \u090b\u0923 \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f \u0924\u0925\u093e \u092a\u094d\u0930\u0935\u093e\u0939\u0915\u094b \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0924\u0939 \u0930 \u0905\u0927\u093f\u0915\u093e\u0930\u0905\u0928\u0941\u0938\u093e\u0930 \u0939\u0941\u0928\u0947 \u0917\u0930\u0947\u0915\u094b \u092c\u092f\u093e\u0928 \u0926\u093f\u090f\u0915\u093e \u091b\u0928\u094d\u0964 \u0909\u0928\u0940 \u0938\u0928\u094d \u0968\u0966\u0966\u096f \u0926\u0947\u0916\u093f \u092a\u094d\u0930\u092d\u0941 \u092c\u0948\u0902\u0915\u092e\u093e \u0915\u093e\u0930\u094d\u092f\u0930\u0924 \u091b\u0928\u094d\u0964 \u0938\u0941\u0930\u0941\u092e\u093e \u091c\u0941\u0928\u093f\u092f\u0930 \u0905\u0938\u093f\u0938\u094d\u091f\u0947\u0928\u094d\u091f\u0915\u093e \u0930\u0942\u092a\u092e\u093e \u0915\u093e\u092e \u0917\u0930\u0947\u0915\u093e \u0909\u0928\u0940 \u0939\u093e\u0932 \u092e\u0923\u093f\u0917\u094d\u0930\u093e\u092e \u0936\u093e\u0916\u093e\u092e\u093e \u0936\u093e\u0916\u093e \u092a\u094d\u0930\u092c\u0928\u094d\u0927\u0915\u0915\u093e \u0930\u0942\u092a\u092e\u093e \u0915\u093e\u0930\u094d\u092f\u0930\u0924 \u091b\u0928\u094d\u0964 \u0909\u0928\u0932\u0947 \u0936\u093e\u0916\u093e\u092c\u093e\u091f \u0909\u0920\u093e\u0907\u090f\u0915\u093e \u0915\u0930\u094d\u091c\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u0939\u0930\u0942 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u0930\u093f\u0932\u0947\u0938\u0928\u0938\u093f\u092a \u092e\u094d\u092f\u093e\u0928\u0947\u091c\u0930\u092e\u093e\u0930\u094d\u092b\u0924 \u0936\u093e\u0916\u093e [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":37001,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4,875,25,13,3,2,22],"tags":[],"class_list":["post-36966","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-breaking","category-commercial-banks","category-banking-update","category-banking-news","category-special","category-news","category-sifaris"],"acf":[],"jetpack_featured_media_url":"https:\/\/bankingsansar.com\/wp-content\/uploads\/2026\/08\/santosh.jpg","publishedDateNp":"\u096e \u092d\u093e\u0926\u094d\u0930 \u0968\u0966\u096e\u0969, \u0938\u094b\u092e\u092c\u093e\u0930 \u0967\u0969:\u0966\u096d","_links":{"self":[{"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/posts\/36966","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/comments?post=36966"}],"version-history":[{"count":5,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/posts\/36966\/revisions"}],"predecessor-version":[{"id":37033,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/posts\/36966\/revisions\/37033"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/media\/37001"}],"wp:attachment":[{"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/media?parent=36966"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/categories?post=36966"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/tags?post=36966"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}