. There have been growing complaints in the banking sector that bankers are under high stress due to the intense pressure of loan recovery as the closing (month or year end) is approaching. Employees have been found to be under mental pressure due to the compulsion to reduce bad loans and show profits as per the target. <\/p>\n<\/p>\n
Banks and financial institutions try to recover large amounts of debt before closing, in order to meet regulatory standards and make financial statements look attractive. Bankers say that the employees from the branch office to the central level have to set daily goals, have to follow up continuously and face pressure if the results are not as expected. <\/p>\n<\/p>\n
According to an employee of a commercial bank, “As the closing approaches, there is a lot of pressure of phones, meetings and field visits.TAG_OPEN_p_11 If the goal is not met, the evaluation will be affected, which increases the stress. ‘<\/p>\n<\/p>\n
Recovery has become even more challenging, especially due to the post-COVID-19 economic downturn, reduced business cash flow, and rising bad loans (NPLs).TAG_OPEN_p_10 Due to the weak ability of some customers, the bank-customer relationship has also been strained. <\/p>\n<\/p>\n
According to human resources experts, constant pressure, long work hours, and a goal-focused culture can have a negative impact on an employee’s mental health.TAG_OPEN_p_9 They advise banks to focus on realistic goal setting, psychosocial services, and work-life balance. <\/p>\n<\/p>\n
In this regard, there is a voice that the regulatory body should also pay attention to improving the working conditions of the employees. Stakeholders have stressed on the need to give priority to the mental health and work balance of the employees to make the banking system sustainable. <\/p>\n<\/p>\n
<\/p>\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
. There have been growing complaints in the banking sector that bankers are under high stress due to the intense pressure of loan recovery as the closing (month or year end) is approaching. Employees have been found to be under mental pressure due to the compulsion to reduce bad loans and show profits as per […]<\/p>\n","protected":false},"author":1,"featured_media":20948,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[90,123,126,147,150],"tags":[],"class_list":["post-28257","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-breaking-en","category-banking-update-en","category-banking-news-en","category-news-en","category-sifaris-en"],"acf":[],"jetpack_featured_media_url":"https:\/\/bankingsansar.com\/wp-content\/uploads\/2025\/07\/bankers.jpg","_links":{"self":[{"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/posts\/28257","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/comments?post=28257"}],"version-history":[{"count":1,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/posts\/28257\/revisions"}],"predecessor-version":[{"id":28258,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/posts\/28257\/revisions\/28258"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/media\/20948"}],"wp:attachment":[{"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/media?parent=28257"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/categories?post=28257"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankingsansar.com\/bs_api\/wp\/v2\/tags?post=28257"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}